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What isn't illegal but should be?
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For-profit healthcare.
For-profit insurance too.
Not sure Rick when one can insure a hole in one is just a business decision.
But I get it health housing and catastrophic losses could be better monitored and regulated.
I'd qualify that as for-profit mandatory insurance.
Canpt get a mortgage without home insurance. Canpt drive a vehicle without at least liability. Those rates should be strictly government regulated to be sustainable and non-profit.
But if you want to insure your collection if priceless Whitworth wrenches, well maybe I care a bit (Just a bit!) less about insurance gouging.
I'd go further and ringfence all the basic needs so that you can't profit from providing them, just make enough to live off if needs be.