I get it to some degree. It's hard renting for decades and not being able to improve where you live. If the person here thought they had a decent landlord and they'd still live there a decade from now, I think it can make sense.

My landlord served notice on me after 13 years, I'm moving home next month. He is a greedy little cunt, constantly tried to pressure me to refurbish his property for him despite me being the tenant. Last time I asked for a minor repair, he immediately notified the letting agent that he would be putting my rent up this coming October. Regardless, I agreed the new price, only to still be served notice on (I assume because he knows he can get a slightly higher rent by getting a brand new tenant in, rather than an increase).

Genuinely though I was tempted to do some redecorating. This is (for now) my home. It sucks living in a rundown home; the wallpaper / carpets in this house afaik are at least 25 years old. But when you get 'too demanding' then you suddenly find yourself out of a home.

Not to this scale, but my partner's father has spent a fair bit of money doing upgrades and repairs that are technically for the landlord. However, I should note that the contract isn't registered, meaning the landlord cannot index the rent. This also makes it hard to hold the landlord responsible for doing any repairs. On the other hand, renter can't be held responsible for modifications either. So legally there is more freedom on either side. Thing is, the renter can always demand registration. But usually this means no renewal of the contract. It's very likely here the property would get sold and even if he brings up the money, it may be sold to someone else. So the short answer is really that people in poverty often don't know or don't dare to stand up for their rights and loopholes like this keep existing because you can get a cheaper rent on a building not up to standards.

Might've been financed on credit - but even still, it takes a lot more than $12k for a down payment.

Assuming the median price for a home is $500k, you'd need $100k for a traditional 20% down payment. Sure, $12k is 12% of the way there... but it's nowhere near what is needed for an actual down payment.

People are dumb.

Not even close to a sane take. If you look at the text exchange is clear it was done without the owner knowing. As an owner the renter could have cut all sorts of corners... you'd have to tear it all up just to even make sure its water sealed properly just so that your house doesn't rot the through because some rando renter made choices about your property. If your going to drop 12k on a reno of a bathroom... drop it on a down payment instead.

Putting money into something you don’t own is stupid. Full stop.

Never put money into a rental.

I hate landlords as much as the next guy, but this is the stupidest thing ever. Would you also pay to deck out a rental car? No, you wouldn't because you're not the biggest dumbass on the planet.

Like other commenters have stated, there are technically reasons why and how this could work, but a casual verbal agreement ain't it, chief. Don't reward massive dumbassery with pity.

I agree that the landlord is a shitstain, but that tenant is not the best at decision making either. I can understand spending a couple of hundreds if it makes your life better, but she basically handed over a 12k check to that landlord. I can't see any good reason to do this.