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Do creators make money from people that watch that have premium? That's the only way I'd consider it.
Who am I kidding, even if they do it's probably pennies. That's why they all have a Patreon and a sponsorship on every video.
From what few creators I've heard talk about their income, premium users watching earns them more money than ads. But both together are nowhere near as much a Patreon.
It's a thousand times better (or more) to pay them directly.
People who justify this in this manner ("I'M pAyInG ThE CreaTOrs") are being used by Google, and are rubes.