this post was submitted on 30 May 2025
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Cyberstuck

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A place to post your Cybertruck fails! We're here to make fun of this hunk of shit and throw as much shade as we can to that garbage bag of a human elon.

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My Tesla Cybertruck Got Totaled After It Was Sideswiped by an E-Scooter. All-in, I paid $198K, but Insurance is Only Offering Me a “Fair Market Value” of $77K. I Still Owe the Bank $171,500 (www.torquenews.com)
submitted 1 week ago by ThefuzzyFurryComrade@pawb.social to c/Cyberstuck@lemmy.ca
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[–] Wilco@lemm.ee 31 points 1 week ago (5 children)

It is likely a fake story.

  1. The E-Scooter would have needed to hit that Cybertruck at like MACH 3 to do enough damage to warrant a total loss.
  2. He can refuse the total loss and demand they do repairs ... yes, that is an option.
  3. The article is adding a $50k delivery fee to the value of the vehicle. This guy allegedly agreed to pay and finance Fifty Thousand Dollars to have a car delivered ... everyone involved in doing this could be considered stupid.
  4. There is no way this guy is stupid enough to not have Gap coverage (unless he is MAGA, then I take it back).

In a case like this the guy would have insurance over a barrel. He could turn down the total loss and demand repairs for so many reasons; The total loss is financially ruinous He could claim an emotional impact is involved in losing the vehicle and it needs repaired.

If this story is true, no one is dumb enough (except MAGA) to just accept the total loss payout and not sue the insurance company.

[–] exasperation@lemm.ee 2 points 1 week ago (1 children)

Plus I just don't see how a bank would be willing to finance the $50k broker fee. Cars can end up underwater from depreciation, but I've never heard of a bank willingly lending more than the purchase price of a new car, to where it's underwater at the transaction.

[–] Wilco@lemm.ee 2 points 1 week ago

Tesla did the financing for a lot of those, and they did finance the crazy delivery fees.

Dumb and wasteful

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