this post was submitted on 20 Jun 2025
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First thought here is that the charge is being initiated from a currency that converts at that rate to usd.
If you have to pay 100$ to someone and then choose to pay in a different currency, I would assume the credit card company withdraws a value high enough they don't loose money when paying that someone.
I'm guessing someone misconfigured their ecomm platform for say, $100 AUS instead of $100 USD and so when the third party processes that it hits the USD account as $64 USD.
lol that may be it.
Lol indeed