Sounds more like a way to push Microsoft accounts and Windows Hello than consumer oriented.

Oh, yeah, thanks for these researchers to have provided insightful feedback such as "don't record private activity", "don't store data in a plaintext user-accessible sqlite database", and "don't do that automatically to everyone elligible, what are you thinking no stop". No way anyone could ever figure these out beforehand. Microsoft was totally stumped when these showed up and most certainly is very honest when they say they're reworking it now, and not at all abusing the PR outrage to slip us something as bad in the meantime.

Best Solution is to not use Microsoft, i just setup an old Laptop with Linux Mint to see if it can work for my requirements.

If all goes well ill just use that for my main pc.

Anyone who trusts Microsoft for anything anymore will get what they deserve.