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this post was submitted on 01 Apr 2024
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Asklemmy
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Ya, seriously, their take is crazy. I'm a two income household, both software engineers, and to save enough money to afford the loan to buy the home would take us years. The cost of a mortgage right now is higher than my rent by a huge percentage and that still requires 20-30k of down payment.
Could we downsize to a 1 bedroom apartment, eat PBJs every night, and stick to cheap hobbies such that we could afford to start the loan in two years or something - yes. But why am I required to trade my youth for the ability to pay the bank the better part of a million dollars over the next 20 years of my life just so I can install a nice bathroom and AC and maintain the flat properly.