this post was submitted on 29 Apr 2024
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Yeah, I was freaked out when I saw I had a low credit score (because I never used credit) when I was looking at buying a house... Dozens of articles online about it, how to increase it and whatever... But then the bank just gave me a mortgage anyway. Didn't make any difference. At least here in the UK the actual "score" doesn't really matter unless you have missed payments.