I carry cash and I give it to people in need, I don't mind cashless payment being the default but at least some of the following things need to happen before we can fully move to that:

• Canada Post needs to open a savings account/credit card so that it is not profit motivated and accessible to disadvantaged people. Most poor people can't afford the annual fee for cards with decent benefits, and to get it waived you need to have significant deposits with your bank/credit union.
• We need a public option compared to Visa/MC/Amex, even if it's only usable domestically. Letting a handful of non-Canadian companies make a percentage of all Canadians' transactions is ridiculous and if there was no cash then they would look to jack up rates to whatever they wanted.
• We need regulations in how credit card companies can charge merchants and customers.