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this post was submitted on 21 Jul 2023
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Privacy
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Every Apple Pay payment I've done lists as a normal transaction in my bank account. If I pay for my meal at McDonald's, it gets listed as McDonald's.
It's also very much dependent on the country you are on! There are certain countries "India being recent" that restrict Apple from applying the same functionality everywhere!
You know periods exist right? You don't need to end every sentence with an exclamation mark.
Yes
yea they don't mask your purchases, though it would be nice for that to be a more easily available service.
I do like that my banks app automatically categorises things based on those descriptions so I can get analytics on my own purchases to keep track of spending, but sometimes you just want to mask a purchase without having to go through something like PayPal.
What's the point of that? I trust my bank more than PayPal with my transactions.
that's kind of double edged sword. If Apple would be to mask your purchases, they would most likely have to know about what the purchases are to hide them from the Bank. But in current state I assume (based on the infographic I posted in separate comment), that Apple doesn't know about the purchases much, thus they are not masked on the bank's side.
But I am no expert in this matter, so I may be wrong.