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Decided to start paying predominantly cash again (lemmy.mtate.me.uk)

submitted 3 months ago by smeeps@lemmy.mtate.me.uk to c/privacy@lemmy.ml

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I had two reasons, the first is because i found it way too easy to spend on my card without thinking, and the second because I wanted to regain a bit of privacy alongside everything else I'm doing. Ive set it up in my bank that on payday, an amount of my salary automatically goes to the bills account, some goes to long term savings, some to short term savings, then the rest I take out in cash.

It really does change my perception of spending I think: Ive found myself not buying things because I didnt want to break a note and carry change. I can physically see how much I have left. I can take £20 to the pub and leave when its finished. Plus it feels really good knowing every single transaction isnt stored forever. I have a small amount of money on a contactless ring for emergencies like a bus fare or somewhere that unexpectedly only takes card.

Is anyone else still predominantly using cash day to day?

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[-] pineapplelover@lemm.ee 1 points 3 months ago

But say you only use that card for that store, where's the privacy invasion? It wouldn't be much right? Trying to find a downside of a store card.

[-] MotoAsh@lemmy.world 5 points 3 months ago

two words: data aggregation.

They know it's you. They can match it everywhere else.

[-] smeeps@lemmy.mtate.me.uk 3 points 3 months ago

Tesco now even has stores in the UK where you scan your loyalty card on the way in, pick up items off shelves, and walk out and it charges you accurately. The amount of cameras and sensors on the ceiling was uncanny. So not only do they have your purchasing profile but they now know what you look like, your gait, and any other identifying information they use to make that work

(OK it might be just lads in the Philippines following you on CCTV like Amazon did but still)

[-] pineapplelover@lemm.ee 2 points 3 months ago

Cause I'm looking at signing up for an REI credit card and haven't found much downside researching it online. I do find it sus that all the employees are pushing it though. Asking if we are members and have the credit card and stuff.

[-] MotoAsh@lemmy.world 1 points 3 months ago

Because then REI gets to be the one selling your purchase history and credit report.

[-] pineapplelover@lemm.ee 1 points 3 months ago

Hmm I don't think I would like that.

this post was submitted on 29 Jul 2024

288 points (96.2% liked)

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