I have, until recently, tried to bank only with credit unions. I have had a couple of poor experiences but nothing awful enough to get me to go back to banks.

As with anything else, do your homework. Not all credit unions are the same and not all are run well.

What you need from a credit union will help determine your choice. A couple near me focus on home mortgages while another is all about CDs and savings.

I do my own investing and found myself using CashApp more and more for lots of things and ended up closing my credit union account because I was getting just as good a deal on ATMs and services I used frequently.