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Microsoft Recall is now an explorer.exe dependency
(www.youtube.com)
This is a most excellent place for technology news and articles.
There is a setting somewhere IIRC (or at least there was) where you can separate file browser processes from the "main" explorer.exe process so you can kill individual Explorer windows but not the whole environment.
Yes. It is (or at least it was, don't know about Windows 11) in the Folder Settings.