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Do you use a credit card? Why or why not?
(discuss.tchncs.de)
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Totally! I always pay it off each month so there is no interest and I get tons of points.
They also give tons of other benefits, like accidental damage and theft protect on stuff for the first 30 days, double the manufacturers warranty, if I die over seas they will cover the cost to repatriate my body (I live in a foreign country)
There are tons of other things, too. Just don’t care to list them off. I do have to pay about $200/year to have the card, but I think it’s worth it due to the points back.