Do you use a credit card? Why or why not? (discuss.tchncs.de)

submitted 1 year ago* (last edited 1 year ago) by Blaze@discuss.tchncs.de to c/personalfinance@lemmy.ml

77 comments fedilink hide all child comments

I know this might just reflect financial culture differences across countries, but let's give it a try

Edit: as a clarification, I meant credit card compared to debit, not to cash

you are viewing a single comment's thread
view the rest of the comments

[-] CADmonkey@lemmy.world 6 points 1 year ago

I'm in the US. I use my credit card for utility bills, groceries, gas, and whatever else I'm buying during the month. Anything like a mortgage or car payment I pay from my bank account. Every month I pay off the card so I don't get interest charges.

this post was submitted on 21 Aug 2023

31 points (94.3% liked)

Personal Finance

3861 readers

22 users here now

Learn about budgeting, saving, getting out of debt, credit, investing, and retirement planning. Join our community, read the PF Wiki, and get on top of your finances!

Note: This community is not region centric, so if you are posting anything specific to a certain region, kindly specify that in the title (something like [USA], [EU], [AUS] etc.)

founded 2 years ago

MODERATORS

WandererLagomorph799@lemmy.ml

nieceandtows@programming.dev

nieceandtows@lemmy.ml