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Do you use a credit card? Why or why not?
(discuss.tchncs.de)
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Fair, but they will send you a bill. I do understand the struggle of staying financially organized though, I churned credit cards for a bit and it can be overwhelming staying on top of everything, even if you've got a system.
Edit; a word.
Yeah, I've tried working my money different ways, and found a system that works for me. I think it's worth losing out on the benefits to have less things to keep track of.