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this post was submitted on 27 Aug 2023
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Personal Finance
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I use a variety of cards but mostly rely on sign up bonuses to give me enough points to travel with. Without those I would use a cash back.
Right now I use Bilt a lot. It alows you to pay your rent and earn points. My rent is probably ~75% of my monthly expenses. Their transfer partners are very good if not the best of all programs. It also has 3x dining which isn't a big spend for me but it's still good. Otherwise I have a several other cards for niche categories.
I used to be really into points and used those points to travel a lot in the last decade.