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Got any grapes?
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For the vast majority of those enlisting, I'd say the 35k must go towards a down payment on a 4wd, lifted truck (with balls hanging off the back).
There are so many predatory car dealers around every American base. All the sign say will finance E1 and up. (E1 is the lowest enlisted rank) They know once they get them to sign if the teenager tries to default they can contact their command and put a lien on their pay.