Oh I agree the article is dumb. That's why I'm scoffing at it.

What I'm saying is that my parents will probably be alive another 15 years. If I get that inheritance then I'll be 50 or more. That's 15 years from what's generally considered retirement age (like I'll get to retire), and 30 or less from my life expectancy. Even if I get be 'rich' for a few decades, I'll still have spent the majority of my life poor.

In totality, I would not be considered a rich person, but a poor one who got some money in the end. That feels like an extremely important distinction to me.

This is of course all leaving out the inherent issues with generational wealth accumulation and the effects it has on economic disparity. As previously agreed, the article is dumb.