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Most of the larger insurance companies are just not playing ball with state regulations anymore. All states with regularly occuring natural disasters have had major exits from larger insurance companies over the past few years. Florida just happens to be doing the dumbest thing possible and daring them to leave, essentially.
If you're in a state where insurance claims are nearing a 100% certainty by a majority of your customers every single year, there's zero motivation for these companies to stick around.
Yeah, this sums up the situation quite nicely. I have nothing more to add other than saying it's one more reason why it sucks to be a Floridian right now. We already had it bad enough with the oppressive summer heat and lack of seasons here, but now we've got some of the worst state leadership in the country to add a nice cherry on top of the shit sundae.
The issue is there are a LOT of people who still think that states like Florida and Texas are AMAZING places to live. Many even going as far as moving there, from places like CA. Not saying CA doesn’t have its fair share of problems, but at least seems to be trying to move in the right direction.
I can think of quite a few people I know who left CA to move to places like TX, FL, and even a couple to MS and LA. They didn’t need to, but rather wanted to. Why? Insert some pro 2A talking point or some trickle down type financial gibberish.
Florida and Texas seem to be racing each other towards oblivion.
As a Texan I can assure the veracity of this statement. I can't speak for Florida, as my time there was limited to a week in Orlando as a child.
I just remember the tap water tasting like the swamps smelled, which is reason enough for me to avoid Florida without all the gestures wildly in Florida's direction