this post was submitted on 29 Jun 2025
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Credit Cards

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I feel like I'm missing something with this card. I currently use a 2% cash back card, so 3% seems like a simple upgrade. I pay my card off every month without fail, and have for years. This card would use my house as collateral, which poses additional risk if I default.

Has anyone else looked into this or gotten one? Is there some catch I'm missing? I can't figure out how they're making money on this.

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