I always ask beforehand. if they don't accept digital it's a I'm out.

Perhaps it's just habit from the days of not having a credit/debit card, but I pretty much pay only using cash. I periodically go to the ATM and withdraw 5万 and that keeps me going for a while.

I use a credit card for online purchases though.

Most places are getting better about accepting cards but if I'm going out drinking then we've always paid with cash.

I just always carry bills on me. I've never felt unsafe or anything here, so it doesn't bother me too much.

As much as I love using credit cards, I like to use cash sometimes if it's a small business, because I know the CC companies tend to gouge them with fees. (At least, I assume they do, since it's that way in my home country.)

Depends on the place. If it's some small bakery or something, I will ask them if they accept credit cards or any cashless options, and if they say cash only, I will leave. I want management to see that offering multiple payment options matters.

I always have cash on me, of course and there are places I need to use it, such as the cash-only discount drug stores, local clinics, etc. But most of my daily stuff can all be done with a credit card, smartphone, cashless, etc. Restaurants are a toss-up if you're not in big cities.

I don't avoid them, but I always try to pay with Pasmo. It's so quick and convenient.