See 2 comments ago. Nobody except the ultra rich could afford to go into business if it meant risking all of their personal assets.

And like already mentioned: it's not less liability, it's separate liability. Misconduct as a business (which may not even be the owner's fault, it could be an employee's) can risk all of the business assets, but not personal assets owned outside the business.

Because the line does need to be drawn somewhere. You can't just go out, cause harm to someone, and then claim "Oh, that harm was done by my company, not me personally. Incidentally, my company only has like $20 in assets for you to recover."

The paperwork also doesn't entirely grant you the limited liability. You need to actually operate the company as a separate entity from yourself. If you "piece the veil" between individual and company, you may not be able to claim limited liability in court.

Because if we didn't have such protections, the ONLY people who could ever afford to go into business are the already-super-wealthy.

Nobody would ever open a small business if it meant risking the roof over their childrens' head.

That would be FMLA

Legally, the fact that you didn't hang up the phone after that disclaimer means you consented.

RIP Defect 😭

This is insurance manifest!

I'm with you about not anthropomorphizing faceless companies as the bad actors here, but also I really doubt the CEO was the one who enacted this decision. It probably came from some middle manger who clicked "yes" on some report they didn't actually read.

Factorio has seen tons of bugs in its development. It just so happens that the developers are some of the most effective bug squashers in the world of software development.

Yeah apparently I just got ripped tf off with the ssd I just bought.

Storage IS cheap these days, but 1c/GB is not true.

Yes.

The followup question is "how many people think getting their hands wet without soap is sufficient hand-washing" and the answer is not terribly comforting.