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submitted 5 months ago by hunter2@sh.itjust.works to c/finanzen@feddit.de

Guten Tag liebe Freunde der Finanzen,

ich überlege mir eine kostenlose Kreditkarte als Backup zuzulegen. Ist mir zwar selber noch nie passiert, aber man hört immer wieder, dass im Urlaub das Konto gesperrt wird und dann steht man dumm da.

https://www.banknorwegian.de/kreditkarte/

Bei der Kreditkarte der Bank Norwegian handelt es sich (mutmaßlich) um eine Kreditkarte ohne Jahresgebühr und einem zinsfreien Zahlungsziel von 45 Tagen.

Mir stellt sich die Frage: Wovon lebt die Bank? Wenn ich sie niemals später als 45 Tage ausgleiche, muss ich auch niemals Gebühren oder Zinsen zahlen, oder? Wird hier einfach darauf spekuliert, dass der durchschnittliche Kunde den Kreditrahmen tatsächlich beansprucht und mit entsprechend kleinen Teilzahlungen und großer Restschuld Zinsen zahlt?

Hat jemand ggf. schon Erfahrungen mit genau dieser Kreditkarte gemacht?

[-] hunter2@sh.itjust.works 68 points 5 months ago

Kind of sad they "used to". Never forget mushroom bro. 🥲

[-] hunter2@sh.itjust.works 85 points 7 months ago

Anyone knows why Spotify needed 9000 employees in the first place?

[-] hunter2@sh.itjust.works 58 points 7 months ago

What is it called, when you are a highly functional, somewhat extroverted but also burdened with crippling social anxiety? Asking for a friend.

[-] hunter2@sh.itjust.works 52 points 7 months ago

Elderly children are the worst. 🙄

[-] hunter2@sh.itjust.works 182 points 7 months ago

If I learned one thing, when talking with people about stuff like that: Most people unfortunately don't care. Many don't even have an ad blocker to begin with.

[-] hunter2@sh.itjust.works 59 points 7 months ago

It tried to kill us, but it failed. Was humankind metal all along?

66
ingrain wallpaper rule (sh.itjust.works)
[-] hunter2@sh.itjust.works 66 points 8 months ago

Interesting take. I wonder if the amount of platform dependent bugs is generally that low for games. I'm a developer, but not a game developer. I would assume that platform dependent stuff comes into play a lot more, when using shiny new tech like direct storage, which is probably used more by AAA titles and less by indie games?

[-] hunter2@sh.itjust.works 52 points 8 months ago

You don't need to see what's going on in a washing machine either, yet the fun window is usually included. Maybe washing machines were invented before paid dlcs. Or a see through water splash machine looks bad in a kitchen.

[-] hunter2@sh.itjust.works 61 points 8 months ago

I once tried wsl on my work machine instead of having to deal with cygwin or msys2. Unfortunately the virus scanner didn't like that a whole lot and my account was locked. Man do I love enterprise problems on top of normal problems.

[-] hunter2@sh.itjust.works 57 points 8 months ago

Wieso Hobby? Wenn man etwas beruflich ausübt, macht man es professionell. Was wir hier sehen, ist also das Werk eines professionellen Elektrikers.

[-] hunter2@sh.itjust.works 223 points 8 months ago

Most people, including myself, seem to agree, that ads were never the problem. When YouTube started, it had ads too and nobody cared. But the ads got worse and websites started to shove them down our throats. I miss the times of a single banner below a video. I don't think Google and all the others realise just how much determined nerds can achieve. So far the ad blockers seem to win the race, minus some minor setbacks.

[-] hunter2@sh.itjust.works 52 points 8 months ago

Bonuspoints if it keeps being borked after undoing the last change. Certified Microsoft moment 😎

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hunter2

joined 8 months ago