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this post was submitted on 01 Oct 2024
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askchapo
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Yeah the Federal shit doesn't ever go away, they've become notorious for being one of the few (only?) types of debt that generally can't be cancelled in a bankruptcy. I don't know if you're already aware of them, but try to get one of the income-based repayment plans for the Federal loans. I've been in the 'below average' and 'below poverty' brackets of income for years and have been on $0/month repayments the whole time.
joe biden changed the bankruptcy laws to exclude student loans.