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'We're #1'
(lemmy.world)
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this post was submitted on 07 Oct 2024
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Late Stage Capitalism
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My wife and I have had this conversation trying to get services for our son with autism. I make too much to qualify for anything, but my companies insurance sucks so bad that I end up paying thousands out of pocket each month.
Can you not simply purchase a better plan from the ACA market? Not trying to be a smart ass, just curious.
There isn't really such a thing as "good" in the health insurance market. It's all varying degrees of shitty
The worst/lowest cost plan with premiums and deductibles was about $1300mo
I would imagine you get to your out-of-pocket max pretty quick. Look for something more expensive that has the lowest OOP max maybe? Sorry that sucks dude.
I've been in a similar situation and my experience was that the open market insurance was a worse rate than company insurance.