779
you are viewing a single comment's thread
view the rest of the comments
[-] pixelscript@lemm.ee 6 points 1 day ago

It's even worse than that. Paying private insurance pays for other peoples' healthcare and the paychecks of MBAs and C-suite execs on top.

I genuinely don't understand how some people can't seem to grasp the business model here. For anyone to get any net value out of insurance, by definition, there has to be at minimum an equivalent number of people who pay in more than they would than if they didn't have insurance at all.

This doesn't change whether it's a government-funded single-payer system or a private corporation. The only thing that significantly changes when it is made a private corporation is it (theoretically) permits it to be nimbler to adapt to change by slicing out all the red tape a government-run entity would have, at the cost of shifting the focus from maximizing benefit to the public to profit-seeking that may incidentally also benefit the public from time to time as an occasional side effect.

Insurance isn't a magic subscription that pulls money out of thin air to pay for everyone's whatever as long as one is a member, it fundamentally comes from other people getting short-sticked. That is the whole point. You throw money into the abyss when you're doing well, in exchange the abyss won't swallow you whole when you're not doing well. That's the contract. If everyone who joined was entitled to more than they paid in, we'd call it a Ponzi scheme.

I'm sure you know all this, just venting a rant to no one in particular...

this post was submitted on 10 Dec 2024
779 points (99.0% liked)

Lemmy Shitpost

27084 readers
3626 users here now

Welcome to Lemmy Shitpost. Here you can shitpost to your hearts content.

Anything and everything goes. Memes, Jokes, Vents and Banter. Though we still have to comply with lemmy.world instance rules. So behave!


Rules:

1. Be Respectful


Refrain from using harmful language pertaining to a protected characteristic: e.g. race, gender, sexuality, disability or religion.

Refrain from being argumentative when responding or commenting to posts/replies. Personal attacks are not welcome here.

...


2. No Illegal Content


Content that violates the law. Any post/comment found to be in breach of common law will be removed and given to the authorities if required.

That means:

-No promoting violence/threats against any individuals

-No CSA content or Revenge Porn

-No sharing private/personal information (Doxxing)

...


3. No Spam


Posting the same post, no matter the intent is against the rules.

-If you have posted content, please refrain from re-posting said content within this community.

-Do not spam posts with intent to harass, annoy, bully, advertise, scam or harm this community.

-No posting Scams/Advertisements/Phishing Links/IP Grabbers

-No Bots, Bots will be banned from the community.

...


4. No Porn/ExplicitContent


-Do not post explicit content. Lemmy.World is not the instance for NSFW content.

-Do not post Gore or Shock Content.

...


5. No Enciting Harassment,Brigading, Doxxing or Witch Hunts


-Do not Brigade other Communities

-No calls to action against other communities/users within Lemmy or outside of Lemmy.

-No Witch Hunts against users/communities.

-No content that harasses members within or outside of the community.

...


6. NSFW should be behind NSFW tags.


-Content that is NSFW should be behind NSFW tags.

-Content that might be distressing should be kept behind NSFW tags.

...

If you see content that is a breach of the rules, please flag and report the comment and a moderator will take action where they can.


Also check out:

Partnered Communities:

1.Memes

2.Lemmy Review

3.Mildly Infuriating

4.Lemmy Be Wholesome

5.No Stupid Questions

6.You Should Know

7.Comedy Heaven

8.Credible Defense

9.Ten Forward

10.LinuxMemes (Linux themed memes)


Reach out to

All communities included on the sidebar are to be made in compliance with the instance rules. Striker

founded 2 years ago
MODERATORS