this post was submitted on 19 Mar 2025
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Frugal

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about adapting to frugal lifestyle after an incomebreakdown ๐Ÿซ 

my adhd is giving me a hard time not spending for any impulsive ideas but I am left with only round about a quarter of my former income and I can't adapt well. I had enough before and since half a year I don't, but my brain wants to spent money like before.

we don't eat expensive, but we snack expensive. i usually don't buy a lot of clothes but I lost a lot of weight and most doesn't fit anymore (and I'm going to look for a new job soon, so I need at least one proper outfit).

we got a cat and a dog, which had super heavy health scares last year. so I pay for the insurances instead of waiting for the worst. the dog is allergic af and I have to buy expensive special food. i am a single parent and have to take care of the teenagers needs as well.

I'm going to sell my car soon, because I just have to to get by. social aid doesn't pay anything at this point because I was couple of bucks over the limit so far. But they don't consider the high debt I got. So I'm actually pretty concerned right now. i used to be poor before, so I kinda know I will get over this episode, but it terrifies me at this point.

long story short: i need a network of no-buy-buddies that helps keep me from spending too much. anyone out there?

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[โ€“] Flagstaff@programming.dev 3 points 18 hours ago* (last edited 18 hours ago) (1 children)

Some concerns here:

  1. "No-buy-buddies" means what, exactly? You can't live without buying groceries intermittently, at least.
  2. The first thing that stuck out to me was "snack expensive." What are you buying? More importantly, is there a way to replicate it yourself more cheaply at home? For example, if you love French fries, what about making your own potato wedges? If you can't replicate it yourself, then it should probably be repalcrd by something easier.
  3. You say you're gonna sell a car, but how is the walkability in your area? I would hope that you're within one of the top 10 walkable cities in your country (if it's the US, haha). You've also got a kid; what will become of his/her transportation?
  4. Sadly, the pets have to go, at least temporarily until you can get better income (and then maybe you can retrieve them from a friend or something). Pets are perhaps costlier than food, I think.

As for accountability buddies, we're always here in !frugal@lemmy.world. Post away!

[โ€“] bmpvy@feddit.org 3 points 18 hours ago (1 children)

no-buy is an exclamation of me not trying to buy things that aren't essentials (I'm not native english btw if some wording is off). I will need to buy food, I'll have to pay for rent, food, hygiene and transportation i.e., but I won't buy new cleaning/writing/gaming/whatever things if the old ones still work, won't pay for streaming and music (just rediscovered my old mp3 collection) and I won't spent on clothes (except for an outfit for work interviews maybe). So it's more a mindset and not an actual no-buy-story I'm trying to tell - we're still living in capitalism ๐Ÿ˜‘

my city is walkable, actually I bought the car just two years ago (after having none for five years) but couldn't foresee my health issues incoming. we got "good" public transport as well.

snack expensive - we mostly buy brand snacks. with regular food I stopped buying brands and got discounterfood. but we still buy the brand snacks (that's been a realisation while writing my post). trying to replicate things at home is a good idea, I'm gonna try that!

the pet thing breaks my heart in advance. the cat is one thing, but taking my kid's dog away after them sticking together since 7 years seems impossible. gotta think about that.

thanks for your thoughts. glad to find accountability buddies!

[โ€“] Flagstaff@programming.dev 2 points 18 hours ago* (last edited 18 hours ago) (1 children)

Hmm, maybe just the cat, then?

I would probably change the phrase to "no luxuries" instead, then. I thought you were gonna try an extreme thing like buying nothing for a period of time or something.

Discounts are generally good and unsubscribing from streaming services in light of all the YouTube, library services, etc. that we already have is great!

[โ€“] bmpvy@feddit.org 2 points 17 hours ago (1 children)

ah i see where the confusion came from. going without buying anything at all seems impossible. only-basic-essentials-buddies doesn't sound as good as no-buy-buddies haha

I rediscovered our library and it's only 25โ‚ฌ/year - don't know why I didn't figure this out earlier ๐Ÿ˜Š

ya, the cat. guess I'll have to give it away if nothing else works out.

[โ€“] Flagstaff@programming.dev 1 points 4 hours ago* (last edited 4 hours ago)

Be sure to sell the cat for at least a bit more than snake food so that it doesn't become snake food. Never just give animals away, unfortunately because of the risk of horrible people.

Libraries aren't free over there?! Interesting...

Sincerely,
An American