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lol. I assure you, the one who's tone deaf here is absolutely you.
Buying a used car comes with various risks and it's easy to end up with a bad deal. If you know what you're doing and you have a bit of luck you can find good deals. But that's not everyone, many people are rightly afraid they could get ripped off or just suffer some bad luck and not have a warranty to bail you out.
And there are plenty of middle and upper middle class people on tight budgets not due to luxury.
Do you realize how many people are bankrupted by medical costs?
Do you realize people get laid off, suffer debilitating injuries, or otherwise take a big hit to their income and finances through little to no fault of their own?
If you were making $125,000 a year five years ago, buying a Model E could make financial sense (save on gas, once solid resale value, longevity, etc.)
Then a few years you lose your job. Selling your tesla at a steep lose in that situation could be a really bad move depending on your position (especially if the care is paid for.)
The amount of examples here is endless.