Leopards Ate My Face

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MAGA clown sees her retirement disappearing (more in comments) (sh.itjust.works)

submitted 2 weeks ago* (last edited 2 weeks ago) by jballs@sh.itjust.works to c/leopardsatemyface@lemmy.world

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[–] PersnickityPenguin@lemm.ee 4 points 2 weeks ago (1 children)

That's not entirely true. Your employer chooses the financial investment platform and a few select equities that you can invest in. I get like 12 options, including a money market and a few ETFs. I'm also subject to very high maintenance fees.

So, YMMV. Larger firms will often have better investing options for their employees.

[–] merc@sh.itjust.works 2 points 2 weeks ago

True, sometimes a bad employer has a bad 401(k) setup with limited choices. But, they're still not the ones investing in the stocks or mutual funds. They just choose the 401(k) partner and then you have to pick from their offerings.