You’d probably experience it if you were in a OneDrive/sharepoint/teams bla bla bla shop. The AutoSave defaults to On, the default destination is (I think?) the user home folder in OneDrive, and the default Save As does not pop up the system dialog, only your Recents. I feel this meme for sure and I’m a 25-year IT professional. It’s just poorly built user interaction, that someone in the bowels of M$oft thought would be “easier” but it took away most of the visibility and control from the user.