a reddit user shared their story
Just woke up to an Email from PayPal stating that my account was permanently limited, thinking it's a scam I check and lo and behold: I was limited.
But what had I done? Well my only purchases using PayPal were through Itch.io, that's the only thing I use it for.
It seems I was limited for breaking "the policies of our partners" mentioned in the first paragraph of the notice. It's no secret that PayPal are quite close with Mastercard and Visa, who have been pushing hardest for this porn ban (sorry, specifically the NSFW Games sphere).
So this is a PSA: if you're using your PayPal account for anything else, don't use it for Itch.
zelle is an immediate transfer from a bank to another person's bank. It's had some issues with fraud and scams, but I've never had an issue personally. It's in the US and maybe abroad too, idk.
Looks like it's only in the US.
https://www.zellepay.com/faq/can-i-use-zelle-internationally
Afaik the scams mostly involve people being convinced to zelle money to strangers, which is a non reversible process.