this post was submitted on 19 May 2026
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me_irl
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Yacht are way too expensive. Imo if you can afford a bungalow and more than one SUV/Jeep, you're rich.
The prevalence of loans makes me question that standard. Lots of people have big mortgages and big car payments, but then it all comes crashing down with one layoff.
To me, the line is more like, enough saved to never need to work again. Even that comes with levels, though.
Keep the same housing?
Move to rural Mississippi?
Be able to upgrade to the nicest house in your city?
You can have the savings to "retire" to the sticks without being anywhere near "rich" IMO. Unless - did all middle class kids in the late 1900s qualify as rich?
I meant paid off.