$37 for a burrito?
That's only 6 easy payments of $9.99! I can afford two a year at that price! What a time to be alive!
this post was submitted on 30 May 2026
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Oh, there IS interest
Ah yeah I didn't realize that in the US interest could be charged after the fact like that.
Where I live, the interest for these deals is 0%. Some have a small service fee. But they really make their money from the merchant and generally whoever provides the 3 month payment option also provides the regular installment plan options for the same merchant and those have pretty high interest.
Basically those deals are there not to make money on their own, but to get you to buy more things (that make the seller money)
I didn't mean an interest as in gain, but rather they have an interest to fuck you over