this post was submitted on 06 Jun 2026
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me_irl
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Ha ha.
It's sad you think you're funny actually.
I mean I know they don't teach economics in the usa (guess you're from there) but man, it's not that hard to understand. Less money=>cheaper housing, access to more money=>more expensive housing.
But you need to think 2cm farther than how it is for you yourself right now today. I have never said that you should change for an expensive bank loan, lol, but just how market dynamics work when loand are expensive.
Well well, good luck to you all!
You are making sweeping claims about the US mortgage system without ever having had participated in it. You have not been correct about how any of it works here.
You are also espousing that there should be fewer home owners in a country that is already strained with wealth inequality.
I've just been waiting for you to say something actually useful.
Lol no I did not say that, to the contrary, I said there are a set number of houses (it does change but not very fast, not like other commodities like tomatoes or oil). And everyone needs one (1). That's why when people can borrow loads of cheap money, prices go up.
That's so hard to grasp?
Fascinating.
There aren't a set number of houses, though. We can build them according to need. Many projects in my area.
That's good and all and has an effect of course (many things do).
You sound like a college freshman at a low-tier midwestern university who just took a freshman business course and is now an expert in the actual economy.
You can’t collapse the assumptions of something as expansive and complicated as a housing market into basic notions of supply and demand. It is, without a bit of irony on your part, that you keep calling out literally everyone in the thread with “lol, don’t you understand basic economics???” More or less what everyone is trying to explain is that freshman level economics is not applicable to the real world here.
The truth that you can’t see is that your framework is just too overly simplified to matter here, as are your conclusions.