this post was submitted on 06 Jun 2026
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[โ€“] Valmond@lemmy.dbzer0.com 1 points 8 hours ago (1 children)

If you take out a loan at 12% today well then you're an imbecile.

If rates go up to 12%, then housing prices will go down because as you yourself just showed (!), it's too expensive to buy at todays prices. So they will go down. If that happens.

Nothing spectacular in the housing market will happen just because you throw money out the window.

[โ€“] Carrot@lemmy.today 1 points 6 hours ago

That's why I ran it with today's numbers as well. You talk in hypotheticals that just don't reflect the behaviour of the current market.