this post was submitted on 07 Jun 2026
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It’s not democracy though.
Whatever the ideals of cypto are, however user friendly could be made, in reality, it’s just fundamentally too easy to be abused.
As-is, it’s one of those “it would work fine if everyone learned it in detail, and grifters would go away” ideas, and that’s not going to happen.
Democracy is fragile and exploitable too, but it has a track record of working across general populations for reasonable lengths of time.
What kind of abuse are you talking about? I doubt you're talking about a 51% attack, which is incredibly hard. I'm guessing you are talking about social engineering, like where some scammer gets a poor soul to leak their bitcoin wallet or something like that.
In these cases, yes a centralized payment system can be useful, because the authority in charge can just reverse transactions that are deemed fraudulent or the result of a scam. But that same authority can do things like ban all payments to Steam for porn games (like the recent Visa Mastercard drama). That same authority can say "GrapheneOS and Pinephone users aren't allowed to make NFC payments".
In cases like these it would be nice for there to be an alternative to centralized systems, at least for those technologically literate enough to use these alternative systems.