this post was submitted on 27 Jun 2026
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A VPS is going to have all the same problems as a local server in terms of inexperienced users, and will also add all the extra hassle of managing and paying for the VPS account.
I would say the best options for emergency access are local backups and documentation, which you already have. You could also consider keeping additional copies of essential passwords (like email accounts etc) in a simpler vault like Keepass. Or even physical copies written down in a security envelope in a safe.
A VPS is like 5 bucks. Which isn't nothing but when used as a redundancy or place to send (reasonably sized) backups, it's cheaper than most alternatives. It's also still a form of "self hosting", at least for me.
Exporting, maybe on a schedule, to a keepass to keep somewhere, also works of course. But when hosting the only/main instance at home you'll have at least one single point of failure, most likely many. Internet connection, server, network/switches, ...
+1 for simple. Something you don't need to host.