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A question about passwords | characters used in them
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This means that the submitted hash is effectively a password. You get a minor benefit in that it obscures the original password in case it contains sensitive info or is reused. But the DB is now storing the hash password in plain text. This means that if the DB leaks anyone can just log in by sending the hash.
If you want to do something like this you would need some sort of challenge to prevent replay attacks.
This scheme would also benefit from some salt. Although the included username does act as a form of weak salt.