this post was submitted on 23 Dec 2025
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If in the current day, the bank will have digital backups of everything. Also cameras everywhere. You go to jail, and still have a mortgage.
If you manage to destroy all the banks records, then this creates a crisis around cybersecurity in the financial industry. This lack of trust collapses the housing market. 2008 again.
If in prohibition era western town, fdic insurance isnt a thing. You've just burned up the wealth of everyone in the town that kept money in thd bank.
If you just burn the mortgages, then the bank fails because their whole job is using peoples savings to make loans and then pay them back interest. With no ability to make money to pay the tellers or repair the roof, the bank goes under, and people have to hide their savings in their mattresses. Also, no one can get a mortgage anymore