this post was submitted on 27 Dec 2025
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Greentext

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[โ€“] damnedfurry@lemmy.world 0 points 10 hours ago (1 children)

Credit score bad. Next.

Nah, it's good for me to know the risk before I lend to someone. Only bad borrowers are against their reputation re repayment history not being public.

Without credit scores, nepotism and bigotry are what decides who gets loans, since lenders will have nothing but 'vibes' to go off of. No thanks.

[โ€“] piecat@lemmy.world 1 points 14 minutes ago

Who are you lending to?