this post was submitted on 18 Jan 2026
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European banking is a really sad state of affairs (fedia.io)
submitted 1 month ago by atro_city@fedia.io to c/Europe@europe.pub
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Moving away: close your bank account, you must live in the country to have a bank account here.

Moving to: you must open a bank account here, we don't accept foreign IBANs

Using a banking application: you must have US ~~tech~~ spyware on your phone, otherwise we don't consider it secure.

We need a European federation. I want to be able to move somewhere with my European bank account, get paid by European employer, pay with my European money using a European payment system without having to tell some other non-European country all about it.

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[–] atro_city@fedia.io 1 points 1 month ago (1 children)

I mean, it didn't work for me on LineageOS 🤷

[–] _Nico198X_@europe.pub 1 points 1 month ago (1 children)

I don't know anything about Lineage OS.

[–] atro_city@fedia.io 1 points 1 month ago

And I know nothing of GrapheneOS beyond that it's also degoogled. The point being that it should require some magic or extra effort to get a banking application working on a degoogled phone. It should just work ™ But our banks are too dependent on Scroogle and crApple. They are basically saying "use US tech or you're on your own", which of course forces the majority to use US tech. It's a sad state of affairs.

My only hope is the European Payments Initiative which is introducing Wero as an alternative o MasterCard and VISA. Once those are up and running, hopefully they'll tackle the other dependencies too.