this post was submitted on 11 Feb 2026
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A Boring Dystopia
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Federal law should cap that at 25% and that should be after taxes and related items are taken out. It's also shared between all garnishments, so if you have 2 or 3 garnishments it shouldn't exceed 25% overall. This is still a huge amount, but that should be as high as it can go in the US. Some states do have lower limits, but a 35% rate should be illegal in the US.