this post was submitted on 16 Feb 2026
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FIRE (Financial Independence Retire Early)

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Welcome!

FIRE is a lifestyle movement with the goal of gaining financial independence and retiring early.


Flow Charts:

Personal Income Spending Flow Chart (US)

Personal Income Spending Flow Chart (Canada)

Finance Flow Chart (UK)

Personal Income Spending Flow Chart (Australia)

Personal Finance Flow Chart (Ireland)


Useful Links:

Bogleheads Wiki

Mr. Money Moustache - a frugal lifestyle blog

The Earth Awaits


Related Communities:

/c/PersonalFinance@lemmy.ml

/c/PersonalFinance@lemmy.world

/c/PersonalFinanceCanada@lemmy.ca

/c/AusFinance@aussie.zone


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[–] Phfedup@lemmy.world 1 points 1 week ago* (last edited 1 week ago) (1 children)

Thanks for keeping these going. Just joined and hope more people coming from Reddit can make this more active.

A decade is a long time. I've always been frugal, but I'd say that I've relaxed a bit in some spending as I've approached FI, mostly as it relates to things that make life easier (tools, software, etc.). I'm willing to pay more to make things happen a little faster. But, although spending as gone up more than normal for me, it is still less than my wage has increased.

[–] FancyPantsFIRE@lemmy.world 1 points 1 week ago (1 children)

hope more people coming from Reddit

I’ve been hoping that since the third party apps got shutdown and came here a few years ago, but it’s still a pretty small place to support niche topics like FIRE, you lose sight of that on a place like Reddit that’s so large.

re:spending — I can relate to the willing to pay a premium for some things, has that translated into higher spending for you?

[–] Phfedup@lemmy.world 2 points 1 week ago

Higher spending in terms of dollars, but as that relates to % of estate's net worth is decreasing.