this post was submitted on 16 Feb 2026
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I fucking CALLED IT.
I've been getting so many loan applications since they opened pandoras box last year. never had this problem. I even just got an alert my SSN has been found on the darknet.
take my advice, freeze your credit report at all three major credit firms NOW. don't wait, takes an hour for all three all online. doesn't matter of you're 9 or 90, do it do it do it.
Also - create an irs profile and check to require a password to file taxes. And also create ssa profile and check the data.