this post was submitted on 17 Feb 2026
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Privacy
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My bank requires using a card reader for ID if you use a web browser. It can be done but it means carrying three physical things (phone, bank card, bank card reader) instead of one (phone).
So it is a minor inconvenience?
Also it would be an option to switch banks.
My point is that there is an actual difference. It's not just a repackaged web app, and has actual drawbacks.
My personal plan is to move as much of my day to day stuff to a Mecha Comet, and also carry my Fairphone running Android for whatever proprietary crap that the world wants me to run. It's two devices, but hopefully will minimize exposure to big tech.