this post was submitted on 26 Feb 2026
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A Boring Dystopia
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No they aren't, maybe technically but no one is lending money for free, aside from Klarna whose business model is preying on those that can't pay back
During covid my coworker for a 0% interest loan on a 2016 4runner TRD pro. It was for 80k.
Dudes chilling, taking his time to pay it off, saving for a house.
They exist, I just don't know how he pulled it off.