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Are you guys actually repaying your student loans
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this post was submitted on 02 Oct 2023
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askchapo
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Trying to save up to do a group buy on a building with some folks so that we have more reliable / permanent community to fend off the coming capitalist apocalypse, and we can't possibly secure a loan for that if we don't all find a way to somehow pay off our student loans too. It's awful. I make a decent amount of money and it's still just totally unreasonable to expect anyone but the most affluent to be able to save for anything, let alone something like a building even if you're sharing that cost burden, while also paying rent, and student loans, and buying food, and paying your ridiculous health insurance premiums and also still paying for your medical needs, and utilites, and literally all the random other bullshit capitalists make you pay for.
It's not sustainable in any way shape or form.
Maybe in a similar boat, like I went to a university and used it to "start a career" and even though I'm making "a living" I still feel like I'm paycheck to paycheck and now these fucking cretins are coming out of the grave to take even more.
It would be great if going to a university and then working for years led to anything like owning my own home or not being like "shit this is bad" when I look at my grocery bill.
edit: nobody, university-educated or otherwise, should be barred from owning their own home, or be stressed out by a grocery bill. My personal path means nil in the calculus of who deserves to be happy and safe. I only say the above in response to the advertisement for the university path which I was constantly subjected to as a child, which was that by going to a university and then getting a job, I would be shielded from the meatgrinder of the supposedly lesser non-university-educated life path. Along with like, my entire family basically threatening to shun me if I did not go, and thus being agents for a loan agency.
This is interesting, what are the implications?
Mostly we just buy a building and live in it. Instead of renting 4 different flats in different buildings we can buy our own building and live in that. Rent doesn't change but it goes to our mortgage rather than a landlords mortgage. The math works out well but it's a lot of work even for 6 people to save up for.