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What screams "poorly educated"?
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That's actually the root of all social philosophies: they require decent people.
No matter which system you take, capitalism, communism, anarchism, monarchy, democracy, etc. they all would work perfectly fine, if people wouldn't be stupid, selfish and about 1% downright psychopaths. And I'm not even talking about real crimes. In your example it would be perfectly legal, to pay the workers the absolute minimum possible, but it would be a dick move.
At the end of the day, a system always has to answer the question: How do you reign in assholes? That's it. Designing a system based on Jesuses is trivial.
It's not enough to reign in assholes, the system has to be designed in such a way that carriers of "dark triad" traits (i.e. the usual bad faith actors in a system) are still incentivized to contribute to or improve society without gradually dismantling it to increase their wealth/power/status. That's a hard problem to solve.
That's pretty much what I meant, or at least an aspect of it.
"Asshole" is an umbrella term for me that means every anti-social behavior or more general, behavior against the spirit (not the text!) of whatever ideology you're implementing.
Whether your system fails because one "dark" person can manipulate 100s to do bad things for him or 100s of persons do small bad things every day doesn't really matter at the end - the system failed.
So you have to find a way to reign this behavior in. Psychopaths react similar to every other person, just way more extreme.
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I think capitalism is the outlier there. Some atleast expect knobheads but the free hand of the market or something is supposed to take them out of business.
But it doesn't seem to expect "knobheads" manipulating the hand.
How does that differ from the current way things are done? (especially in the US)
Largely it doesn't. There are some boundaries, like minimum wages and maximum working hours, etc. But according to the hypercapitalists, even those minimums are already undue influence by the government.