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I used the poor to defeat the poor
(lemmy.world)
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this post was submitted on 23 Oct 2023
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Are there any systems I (pun unintended) buy into when using a credit card over a debit card?
I'm still agreeing to a bank, for instance, when credit unions are an alternative.
Apologies for the naivete. Seems like my education failed me here.
Cash back is with CC only. Other than the immediate financial debit, they're the same in almost every way from the standpoint of a transaction. The use contract favors the bank with a debit card whereas it favors the card holder with a credit card.
My main credit card is through a credit union. So are most of my accounts. I avoid traditional banks too.